Homeowner Financing

Close More Deals with Homeowner Financing

Handoff partners with Acorn Finance to offer homeowner financing directly on proposals sent through Handoff. Acorn Finance connects homeowners with competitive home improvement financing through partnerships with 12+ national lenders, offering personalized loan options up to $100,000 with competitive APRs. Contractors pay no fees to offer financing.

Homeowner Financing

Everything you need to win more projects

Handoff gives you the tools to respond faster, look more professional, and protect your margins on every job.

Estimate 10x faster

Turn 3 hour estimates into 20-minute work using real contractor data, not guesswork, with your pricing rules baked right in.

Win more projects

Capture walkthrough details automatically and respond same-day. Automated follow-up keeps leads warm so you never lose a good prospect.

Make more money

Send professional proposals instantly, know exactly when clients view them and keep leads moving with automated follow-up that actually works.

Benjamin B.
5/5
Handoff has turned 3-hour estimates into 20-minute estimates ... I give a project scope, any plans and pictures, and it creates the entire estimate for me.

— Benjamin B.

Acting Construction Manager • G2 review

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Used by thousands of construction businesses like yours:

enable homeowner financing

Enable homeowner financing for all proposals at no cost to you

Available on Pro and custom plans. With the Handoff–Acorn Finance integration, contractors can offer financing directly from estimates and invoices. Once enabled in settings, a financing banner appears automatically on proposals and invoices. Homeowners can explore loan options without impacting their credit score. This feature is free for contractors, with no hidden fees.

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Close More deals

Close more deals and upsell projects by offering free financing

Available on Pro and custom plans. Once a customer is pre-qualified, they can compare offers from over 12 lenders and choose the option that works best for them. If they move forward, they are redirected to the lender's site to complete the process. Contractors can track application status directly in Handoff for full visibility.

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Frequently Asked Questions

Everything you need to know about the product and billing.

How accurate are AI-generated estimates?
Handoff learns from your past projects and pricing rules, so estimates match how you actually build and price work. The more you use it, the smarter it gets.
Can I customize proposals and templates?
Yes. Every proposal uses your branding, your pricing structure, and your preferred layout. You control what clients see.
What if my pricing is complex?
Handoff handles multi-level markups, separate labor and material rates, room-by-room breakdowns, and custom pricing rules. If you can price it, Handoff can learn it.
How long does setup take?
Most contractors are up and running in under an hour. Import your pricing, connect your calendar, and start estimating.
Does this replace my estimators?
No — it makes them faster. Handoff handles the repetitive work so your team can focus on accuracy, client relationships, and winning more projects.

Ready to win more projects?

See how modern contractors are getting more projects by going from walkthrough to signing contracts in record time with a trained AI team member.

Handoff modern estimate and project view