Homeowner Financing – Flexible Payment Solutions for Customers

Everything you need to win more projects

Handoff gives you the tools to respond faster, look more professional, and protect your margins on every job.

Estimate 10x faster

Turn 3 hour estimates into 20-minute work using real contractor data, not guesswork, with your pricing rules baked right in.

Win more projects

Capture walkthrough details automatically and respond same-day. Automated follow-up keeps leads warm so you never lose a good prospect.

Make more money

Send professional proposals instantly, know exactly when clients view them and keep leads moving with automated follow-up that actually works.

5/5

Handoff has turned 3-hour estimates into 20-minute estimates ... I give a project scope, any plans and pictures, and it creates the entire estimate for me.

— Benjamin B.

Acting Construction Manager • G2 review

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Used by thousands of construction businesses like yours:

enable homeowner financing

Enable homeowner financing for all proposals at no cost to you

Available on Pro and custom plans. With the Handoff–Acorn Finance integration, contractors can offer financing directly from estimates and invoices. Once enabled in settings, a financing banner appears automatically on proposals and invoices. Homeowners can explore loan options without impacting their credit score. This feature is free for contractors, with no hidden fees.

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Close More deals

Close more deals and upsell projects by offering free financing

Available on Pro and custom plans. Once a customer is pre-qualified, they can compare offers from over 12 lenders and choose the option that works best for them. If they move forward, they are redirected to the lender's site to complete the process. Contractors can track application status directly in Handoff for full visibility.

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Frequently Asked Questions

Everything you need to know about the product and billing.

Where does your cost data come from?

Our rates come from the supplier relationships we have formed to integrate with their catalogs. In addition, we track labor rates across the country to make sure we're staying up to date with the fluctuations. Our costs update on a daily basis for every single city in the US.

Can your pricing be localized to my area?

Absolutely, your estimate will be localized to any location in the United States. When you create an estimate, we'll ask for your project location. Handoff will then generate your estimate with accurate rates specific to that location.

Does this work for my type of business?

Handoff works for all contractors and trades! Our platform can generate AI construction estimates and manage the project workflows for these businesses:

Remodelers
Fix and Flippers
Handyman Contractors
Kitchen and Bath Contractors
General Contractors
Home Builders
Deck Builders
Painters
Drywallers
Framers
Electricians
Plumbers
Finish Carpenters
Cabinet Makers
Countertop Installers
HVAC Contractors
Roofing and Siding Contractors
Doors and Windows Contractors
Concrete and Flatwork Contractors
Landscapers
Insurance Restoration Businesses
Property Managers
Design Builders
ADA Contractors
Real Estate Investors

And many more!

When will you have a certain feature that I need?

You can always find out what the Handoff team is working on by tracking our public roadmap. You can also request to add new features or recommend improvements at any time. Custom plan users also get early access to our new features.

Do you have an online community for customers?

Yes! Anyone can join our Facebook community called Handoff Nation. Jump in, ask questions, and see how other contractors are using Handoff to win more work.

Do you have an affiliate or ambassador program?

We currently offer both an affiliate and ambassador program! Affiliates earn commission when a new user signs up through your link. Ambassadors earn incentives like cash payments and gift cards for creating content for Handoff.

Do you offer homeowner financing options?

Yes, Handoff's Pro and Custom plan users can offer homeowner financing options through our partner Acorn Finance, on every proposal. This is an optional offering at no cost to you!

Does your AI read my drawings, photos, and other files?

Yes, Handoff users can upload almost any relevant file type like drawings, photos, and other documents. Our AI can extract important information from files such as square footage, quantities, material lists, and more. These can then be used to generate estimates more accurately.

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